You pay the fees
SimplestYour customer pays the invoice and nothing more. The fees come out of your payment.
- Your customer pays
- $1,000.00
- Processing and Grover Work fees
- $30.80
- Your customer covers
- $0.00
- You cover
- $30.80
You receive$969.20
Step right up. Actually, have a seat. This won't take long.
Hi, I'm Grover Work. I'd shake your hand, but I'm software.
The old-school salesman, updated for 2026: firm handshake, straight answers, and nobody has to "go talk to the manager." Payment-only tools move the money and stop there. I handle the whole job: quotes, change orders, milestones, a customer portal, and payment, all under your own brand. Team members are included on every plan. Here is the whole pitch, numbers included.
What would one payment cost you?
Type a payment amount and see the all-in fee on it, processing and platform together, for Grover Work and the other tools. The monthly plan price is not counted here. The calculator further down adds it in.
Enter an amount between $1 and $1,000,000.
Close on fee, with the whole job included
The lowest fee on a $1,000 payment is $29.90 at QuickBooks Payments, $0.90 under Grover Work Pro, but it leaves out customer job portal, change orders your customer approves online, milestones tied to payment. It also costs $38 a month for the software. Grover Work gives you all of it.
And here is everything you get with it:
- Quotes and estimates
- Paperless invoices and receipts
- Customer job portal
- Change orders your customer approves online
- Milestones tied to payment
- Project tracking
- Recurring payments, autopay and scheduling
- AI Visualizer (Pro and Scale)
- Your own brand and your own customer data
- Up to 5 team members included
Join the waitlistNo contract. No credit card to join the waitlist.
On a $1,000 card payment, Grover Work Pro costs $30.80, so you take home $969.20, and costs less than 2 of 3 invoicing and payment tools compared here.
- Grover Work Starter Fee$32.70 You take home$967.30
- Grover Work Pro Fee$30.80 You take home$969.20
- Grover Work Scale Fee$29.80 You take home$970.20For high volume
- QuickBooks Payments Accounting and payments Fee$29.90 You take home$970.10$0.90 less than Grover Work ProDoes not include: Customer job portal; Change orders your customer approves online; Milestones tied to payment. Plus $38 a month for the software.
- Stripe + Stripe Invoicing Payments and simple invoices Fee$33.30 You take home$966.70Grover Work saves $2.50Does not include: Customer job portal; Change orders your customer approves online; Milestones tied to payment.
- PayPal invoicing Payments only Fee$35.39 You take home$964.61Grover Work saves $4.59Does not include: Customer job portal; Change orders your customer approves online; Milestones tied to payment.
Totals include card and bank processing. Rates for the other tools are as of October 2026. Full fee terms are shared when you sign up.
No surprise processing bill. You choose who pays the fees.
Fees come out of each payment as it settles, so there is no processor invoice waiting for you at the end of the month. Then you decide whether you, your customer, or both of you cover them.
- 1Your customer paysBy card or bank, from the link in their invoice.
- 2The fees come out right thenStripe's processing fee and Grover Work's fee are taken from that payment as it settles. Nothing is billed to you later.
- 3The rest goes to your bankEach payment arrives with the fees already taken out, so there is nothing to reconcile.
Your Grover Work plan price (Pro or Scale) is separate: one fixed amount a month, the same every month. If a customer ever disputes a charge, Stripe's dispute fee comes out of your Stripe balance when it happens.
Three ways to treat the fees
Enter an invoice between $1 and $1,000,000.
Split with your customer
50% on themYour customer covers part of the fees. Change their share with the slider above.
- Your customer pays
- $1,015.64
- Processing and Grover Work fees
- $31.27
- Your customer covers
- $15.64
- You cover
- $15.63
You receive$984.37
Customer pays the fees
Up to 3% on cardsCard networks let you add up to 3% to a card payment, so your customer covers that and you cover the rest. Not allowed in every state; Grover Work checks yours.
- Your customer pays
- $1,030.00
- Processing and Grover Work fees
- $31.72
- Your customer covers
- $30.00
- You cover
- $1.72
You receive$998.28
Card fees have limits. Card networks cap what a customer can be charged at 3% of the invoice, on credit cards only, and some states ban or limit it. Grover Work knows the rules for your state: where card fees are not allowed, that choice is switched off automatically and you keep covering card fees. Bank (ACH) fees can always be passed on.
Charging customers for card fees, state by state
Grover Work checks your state for you. Where passing on card fees is not allowed, the option is turned off so you never charge it by accident.
Not legal advice. Reviewed 2026-10-04. Card networks cap a card fee at 3% (Visa), never on debit or prepaid cards. Bank (ACH) payments are not affected by these rules. Grover Work turns the customer-pays option off for card payments where it is not allowed.
Alaska AK
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Alabama AL
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Arkansas AR
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Arizona AZ
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
California CA
Unclear (off for now)Civ. Code 1748.1 still bans credit card surcharges on its face. Ninth Circuit (Italian Colors v. Becerra, 2018) held it unconstitutional as applied to the plaintiffs, and the AG says it will apply that decision to similarly situated merchants only. SB 478 (eff. July 1, 2024) is a hidden-fee law; surcharges avoidable by paying cash/check/debit are generally not 'mandatory fees,' but a card-only seller must include it in price. Aggregator sources conflict (some say banned, some say legal). Treat as higher risk and get counsel before enabling.
Colorado CO
Allowed with limitsC.R.S. 5-2-212 (effective 2022): surcharge capped at lesser of 2% or the merchant's actual processing cost; statutory notice wording required; itemized on receipt, one surcharge per transaction; no surcharge on debit/gift/cash. Willful violations can be misdemeanors under the Colorado consumer credit code. Whether the statute reaches B2B/commercial invoices was not confirmed.
Connecticut CT
Not allowedCredit card surcharges prohibited by Conn. Gen. Stat. 42-133ff (CUTPA; up to $500 per violation; 2024 amendment P.A. 24-142 limited it to sales within CT). Cash discounts / dual pricing allowed with clear posted notice. Do not offer a card-fee line item; use a cash discount or build cost into price. Visa lists CT as prohibited.
District of Columbia DC
AllowedNo DC-specific surcharge statute found in secondary sources; network rules apply. No primary DC code search was done.
Delaware DE
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Florida FL
AllowedFla. Stat. 501.0117 remains on the books but the Eleventh Circuit held it unconstitutional (Dana's Railroad Supply v. AG, 2015) and surcharging is widely practiced. New July 1, 2026 'operations charges' disclosure law applies to food-service establishments, not contractors. Disclose before payment; credit only.
Georgia GA
AllowedAggregators conflict: some say surcharges must not exceed actual cost and a fee-free alternative (cash/check) must be offered; I could not verify a Georgia statute. Conservative approach: offer a no-fee payment method, cap at actual cost, disclose before payment.
Hawaii HI
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Iowa IA
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Idaho ID
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Illinois IL
AllowedSome aggregators claim a 1% cap; this appears to be a conflation with the Interchange Fee Prohibition Act (interchange on sales tax/tips, effective July 1, 2026 but tied up in litigation), which does not regulate merchant surcharges. No surcharge statute confirmed.
Indiana IN
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Kansas KS
Allowed with limitsK.S.A. 16a-2-403 amended effective Jan 1, 2025: surcharge on credit cards allowed if amount disclosed by clear and conspicuous notice at point of entry or point of sale, in advance of the transaction. No state cap. Debit not allowed (network rules). Older sources calling Kansas banned are stale.
Kentucky KY
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Louisiana LA
AllowedCredit card surcharges: no state restriction found. NEW: Act 751 (La. R.S. 51:3081-3082), effective Aug 1, 2026, prohibits retail businesses from surcharging debit cards (consumer suits after 30-day cure notice; AG enforcement). Make sure fee logic excludes debit, including 'convenience fee' programs.
Massachusetts MA
Not allowedM.G.L. c.140D 28A(a)(2): 'No seller in any sales transaction may impose a surcharge on a cardholder who elects to use a credit card in lieu of cash, check or similar means.' Cash discounts allowed if offered to all and disclosed. Statute text covers credit cards; network rules still bar debit surcharges. Enforced by AG and via c.93A.
Maryland MD
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Maine ME
Not allowedTitle 9-A 8-509: a seller may not impose a surcharge on a cardholder who uses a credit OR debit card instead of cash/check. Government entities are exempt; private contractors are not. Cash discounts allowed if the higher price is the regular price. Bureau of Consumer Credit Protection enforces. Visa lists ME as prohibited.
Michigan MI
AllowedMichigan Dept. of Consumer Protection states Michigan has no law restricting credit/debit surcharges; network rules apply (notice at entrance/POS, online disclosure, receipt itemization). Debit/prepaid prohibited by network rules.
Minnesota MN
Allowed with limitsMinn. Stat. 325G.051: surcharge up to 5% of purchase price; must be disclosed orally and by sign in person, conspicuously online, orally by phone; card issuers cannot surcharge their own cards; civil penalty up to $500 plus refund. Separate 2025 junk-fee law (HF 3438) also requires fees to be disclosed up front. Network caps (3% Visa) are lower and still apply.
Missouri MO
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Mississippi MS
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Montana MT
AllowedNo state law restricting private-merchant surcharges found. MCA 7-6-617 applies only to local governments; a '3% cap' sometimes cited came from unenacted bills.
North Carolina NC
AllowedNo enacted state restriction found; a bill (HB 13, 2025) proposing restrictions was reported pending (unverified). Re-check before launch.
North Dakota ND
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Nebraska NE
AllowedOne aggregator (weAudit) lists Nebraska as limited to actual cost; unverified and Nickel lists Nebraska as no state law. Conservative approach: cap at actual cost.
New Hampshire NH
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
New Jersey NJ
Allowed with limitsP.L. 2023, c.146: surcharge may not exceed seller's actual cost to process the card; disclose amount (a percentage is fine) before the sale: signs at entry/point of sale, checkout page online, verbal notice by phone. Credit only per network rules.
New Mexico NM
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Nevada NV
AllowedNickel reports no Nevada statute (AG consumer alert only); other aggregators claim a cost-of-acceptance cap and $500 penalty. Unverified, so keep the surcharge at or below actual cost, disclose, and treat as lower confidence.
New York NY
Allowed with limitsGBL 518 as amended eff. Feb 11, 2024: surcharge cannot exceed the merchant's actual card cost; must display the total price including surcharge (highest price) before purchase; receipt-only line items or percentage-only signs not sufficient; cannot advertise as a 'cash discount' instead. Penalty up to $500 per violation. Credit only (network rule).
Ohio OH
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Oklahoma OK
Allowed with limitsPrior ban (14A 2-417) repealed by SB 677, effective Nov 1, 2025 (older sources and Visa's Feb 2024 list still show Oklahoma as banned; that is stale). Now: cap is lesser of 2% or actual processing cost; clear notice at point of entry/sale (online: homepage and checkout); not allowed if card is the only payment method accepted; credit cards only in practice (network debit ban).
Oregon OR
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Pennsylvania PA
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Puerto Rico PR
Not allowedPuerto Rico Law 150 (2008), 10 L.P.R.A. 11, prohibits surcharges on card payments. First Circuit (May 29, 2025) held federal law (Cash Discount Act, Durbin Amendment) does not preempt it. Visa lists PR as prohibited. Treat as unusable; confirm with local counsel before any PR launch.
Rhode Island RI
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
South Carolina SC
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
South Dakota SD
AllowedSome aggregators say South Dakota limits surcharges to actual cost; I could not locate a statute. Conservative approach: cap at actual cost, disclose at entry/POS/online, credit only.
Tennessee TN
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Texas TX
Unclear (off for now)Tex. Fin. Code 339.001 bans credit card surcharges (exceptions for government/private schools); Fifth Circuit upheld it in Rowell v. Pettijohn (2016). Many aggregator sites claim it is unenforceable after a later injunction, but I could not confirm that with a primary source. OCCC guidance allows uniform convenience fees applied to all payment methods, cash discounts, or a fee-free card option. Do not rely on surcharging in Texas without counsel; consider a cash-discount/uniform-fee fallback.
Utah UT
AllowedUtah's 2013 surcharge restriction (SB 67) expired in 2014. Division of Consumer Protection says the customer must be told before payment; a receipt line item alone is not sufficient. No cap beyond network rules.
Virginia VA
AllowedSB 1212 (eff. July 1, 2025) requires total price including mandatory fees to be shown clearly in advertising; an avoidable card surcharge is likely not a 'mandatory' fee but disclose it up front anyway. A proposed full ban (HB 1519) did not take effect per Nickel. Not primary-verified.
Vermont VT
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Washington WA
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Wisconsin WI
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
West Virginia WV
AllowedNo state law restricting card surcharges found in the sources reviewed. Card-network rules still apply.
Wyoming WY
AllowedNo surcharge restriction found; one aggregator mentions a cap on cash discounts (unverified).
Now, what's the catch? Glad you asked.
Taking a card is the easy part. What makes you look like a pro, and gives you your evenings back, is everything wrapped around the payment. Here is what is on the lot.
A portal your customers will brag about
One private page per job with progress, documents and what is due next. No more "where are we at?" calls.
Quotes and change orders
Send a clear written quote. When the scope changes, the customer approves the change order online, and the price is on record.
Milestones that get you paid
Track the schedule and tie a payment to each milestone. Mark it done and the invoice goes out.
Paperless, start to finish
Estimate, approval, invoice and receipt in one place, with emails that carry your name and your brand.
Bring the whole crew
Team members included: Starter up to 2, Pro up to 5, Scale up to 20. Field-service apps charge about $29 to $35 for each extra user.
Your brand, your data
It runs on your own site, with your logo and your customer list. Your customers stay yours. We do not see them.
Money in your bank, fast
Card payments typically reach your bank in about 2 business days, and bank (ACH) payments take a little longer. Your first payouts can take longer while your account is new.
Coming soon QuickBooks data export.
Now, about the other guys
I have nothing against the competition. PayPal and Stripe invoicing will take your payment, and they are good at it. Accounting software keeps the books. Field-service apps run the schedule. I just happen to tie the job, the customer and the money together. This is the general picture, so check the tool you use. I would.
| Feature | Grover Work | Payment-only tools | Accounting software | Field-service apps |
|---|---|---|---|---|
| Take card and bank payments | Yes | Yes | Yes | Yes |
| Customer job portal | Yes (Pro and up) | No | No | Varies |
| Change orders your customer approves online | Yes (Pro and up) | No | No | Varies |
| Project milestone tracking | Yes | No | No | Yes |
| AI Visualizer: show the finished look from a photo | Yes (Pro and up). Monthly credits included | No | No | Varies |
| Paperless estimate to receipt | Yes | Partly | Partly | Yes |
| Team members included | Yes. Team members included: Starter up to 2, Pro up to 5, Scale up to 20. | Yes | Varies | Varies. Extra users cost about $29 to $35 each |
| Your own brand and data on your own site | Yes | No | No | No |
Buying it piece by piece vs Pro
Piece by piece
- Invoicing and payments software$38
- Field-service or project app (1 user)$35
- 2 extra team members$62
Total a month$135
Grover Work Pro
- Invoicing, payments, portal, change orders, project tracking, team members included$49
Total a month$49
That is $86 a month back in your pocket on software alone, before payment fees on either side. Not bad for one handshake.
Prices shown for the separate tools are examples. Payment fees are extra on both sides. I do not hide the fine print. It is right here.
Compared one by one
Every one of these is a good tool at what it does, and each card starts with what it does well. The blue box under it is what Grover Work adds for a contractor running jobs.
PayPal invoicing
Almost every customer already trusts PayPal, and it is quick to start.
Add Grover Work and you also get
- Customer job portal
- Change orders your customer approves online
- Milestones tied to payment
- Team members included
QuickBooks Payments
QuickBooks is the standard for accounting, and we are not trying to replace it.
Add Grover Work and you also get
- A job portal your customer can see
- Change orders approved online
- Milestones tied to payment
- No monthly software fee on Starter
Stripe + Stripe Invoicing
Stripe Invoicing is a clean, simple way to send an invoice.
Add Grover Work and you also get
- Invoices created for you when a quote is approved
- Change orders and milestones
- Customer job portal
- Team members included
What would you actually keep?
Move the sliders to match your business. Every number includes the card and bank processing fee. I will tell you honestly where someone else leaves you more cash, and what Grover Work adds beyond the payment.
You keep$24,175of $25,000 a month
All fees and software$825including the processing fee
Starter costs you the least of the three Grover Work plans at your numbers.
Starter costs less than 2 of the 3 invoicing and payment tools compared below, with the job layer included.
Grover Work
Starter
The lowest-cost Grover Work plan for your numbersYou keep$24,175of $25,000 a month
Fees and software$825a month, processing included
2cost more than Grover Work
0about the same
1cost less than Grover Work
- Customer job portal
- Change orders your customer approves online
- Milestones tied to payment
- Paperless trail, estimate to receipt
- Up to 2 team members included
Beyond the payment: what Grover Work adds
- A customer portal, so nobody has to call you for an update.
- Change orders your customer approves online, with the price on record.
- Project tracking and milestones tied to payment.
- A paperless trail from estimate to receipt.
- Room for your crew. Team members included: Starter up to 2, Pro up to 5, Scale up to 20.
Pick the plan that fits how you work
Team members included: Starter up to 2, Pro up to 5, Scale up to 20. No setup fee: you connect your own payment account (the sign-up form takes a few minutes, and approval can take a few days). Want us to do it? That is $49 one time. Pay for the year and I will throw in 2 months free. Try getting that from a car dealer.
Starter
$0 a month
On a $1,000 payment
- Card, all in
- $32.70 (3.27%)
- Bank (ACH), all in
- $8.40 (0.84%)
Processing and platform costs combined. Full fee terms are shared when you sign up.
For getting started and testing the water.
- Up to 10 customers
- Basic customer portal
- Standard emails
- Community support
- Up to 2 team members included
Pro
$49 a month
$490 a year if you pay yearly
On a $1,000 payment
- Card, all in
- $30.80 (3.08%)
- Bank (ACH), all in
- $5.00 (0.5%)
Processing and platform costs combined. Full fee terms are shared when you sign up.
The full toolkit for a busy contractor.
- Unlimited customers
- Branded customer portal
- Change orders
- Paperless invoices, approvals and receipts
- Project tracking
- Customizable emails
- Lower all-in rate on every payment
- Lowest bank (ACH) cost
- Email support
- Grover Work AI Visualizer: 3 free credits a month, top up anytime with your Grover Work Wallet
- Up to 5 team members included
Scale
$149 a month
$1,490 a year if you pay yearly
On a $1,000 payment
- Card, all in
- $29.80 (2.98%)
- Bank (ACH), all in
- $5.00 (0.5%)
Processing and platform costs combined. Full fee terms are shared when you sign up.
For crews moving real volume.
- Everything in Pro
- Text messaging through your own provider
- Branded customer portal
- Priority support
- Grover Work AI Visualizer: 10 free credits a month, top up anytime with your Grover Work Wallet
- Up to 20 team members included
Partner
Custom
What you pay on each payment
A custom all-in rate, with processing included. Talk to us and we will quote it.
Above about $150k a month in payments.
- Custom pricing
- Built for high volume
- White label available as an add-on
- Unlimited team members
Every plan includes recurring payments, autopay and scheduling. Plans differ by volume: the more you move, the lower your rate.
Totals include card and bank processing. Full fee terms are shared when you sign up.
Add-ons and optional help
Start with the plan. Add only what you need. Texting is not on this list: you connect your own texting provider and Grover Work plugs into it.
| Add-on | Price |
|---|---|
| Payment account setup, done for you (optional. Connecting it yourself is free. Approval can take a few days.) | $49 one time Ask us |
Side by side, no smoke and no mirrors
You are getting more than processing from me, but here is the fee on a single payment, with the processing fee included. Monthly plan cost is not counted here.
| Provider | $500 payment | $1,000 payment | $5,000 payment | $10,000 payment |
|---|---|---|---|---|
| Grover Work Starter | $16.50$483.50 | $32.70$967.30 | $162.30$4,837.70 | $324.30$9,675.70 |
| Grover Work Pro | $15.55$484.45 | $30.80$969.20 | $152.80$4,847.20 | $305.30$9,694.70 |
| Grover Work Scale | $15.05$484.95 | $29.80$970.20 | $147.80$4,852.20 | $295.30$9,704.70 |
| PayPal invoicing | $17.94$482.06 | $35.39$964.61 | $174.99$4,825.01 | $349.49$9,650.51 |
| QuickBooks Payments | $14.95$485.05 | $29.90$970.10 | $149.50$4,850.50 | $299.00$9,701.00 |
| Stripe + Stripe Invoicing | $16.80$483.20 | $33.30$966.70 | $165.30$4,834.70 | $330.30$9,669.70 |
| Provider | $500 payment | $1,000 payment | $5,000 payment | $10,000 payment |
|---|---|---|---|---|
| Grover Work Starter | $5.70$494.30 | $8.40$991.60 | $22.00$4,978.00 | $39.00$9,961.00 |
| Grover Work Pro | $4.00$496.00 | $5.00$995.00 | $5.00$4,995.00 | $5.00$9,995.00 |
| Grover Work Scale | $4.00$496.00 | $5.00$995.00 | $5.00$4,995.00 | $5.00$9,995.00 |
| PayPal invoicing | $17.94$482.06 | $35.39$964.61 | $174.99$4,825.01 | $349.49$9,650.51 |
| QuickBooks Payments | $5.00$495.00 | $10.00$990.00 | $50.00$4,950.00 | $100.00$9,900.00 |
| Stripe + Stripe Invoicing | $6.00$494.00 | $9.00$991.00 | $25.00$4,975.00 | $45.00$9,955.00 |
Go ahead, ask me anything
So what is this going to cost me?
A flat monthly fee for your plan (Starter has no monthly fee) plus a combined rate on each payment, with card and bank processing included. There is no setup fee if you connect your payment account yourself. If you would rather have us do it, that is $49 one time. The plan cards on this page show the all-in cost of a sample payment, and full fee terms are shared when you sign up.
Is the processing fee in there?
Yes. Every number in the calculator and tables includes card and bank processing.
Is there a fee on bank (ACH) payments?
Yes, but it is lower than cards. The plan cards show the all-in cost of a bank payment.
Do I pay for team members?
Team members included: Starter up to 2, Pro up to 5, Scale up to 20. Many field-service apps charge about $29 to $35 for each extra user.
How does annual billing work?
Pay for the year up front and get 2 months free. The calculator shows your monthly cost both ways.
What if a customer disputes a charge?
Card disputes are handled by Stripe under its own rules. You can see a dispute in your Grover Work account and answer it with your signed quote and invoice records. Dispute fees and who is liable are set by Stripe's terms, so read them before you rely on any outcome.
Are you trying to replace my accountant's software?
No. Keep the accounting software you use. We handle estimates, change orders, project tracking, invoices, payments and the customer portal.
What if I outgrow my plan, or don't?
Move up or down when your volume changes. The calculator shows which plan costs you least at your volume.
Where does the money actually go?
Payments go to your own payment account and then your bank. You are the one who gets paid, and your brand and your customer data stay yours.
Is connecting my payment account hard?
Not really. Press Connect payments and follow the sign-up screens, which take a few minutes. Our payment partner then reviews your details, and approval can take a few days, so it is smart to start early. You can build quotes in the meantime. You do it yourself, so there is nothing to pay for setup. If you would rather have us do it for you, that is $49 one time.
What about texting?
Texting is not something we charge for. You connect your own texting provider and we plug into it.
One more thing: the founding contractor offer
The first 10 contractors get Pro at 0.1% per payment, locked in for 12 months. No pressure, but I only have that many, and I am not about to print more. Tell us about your business and we will be in touch.
The fine print, which I read so you do not have to. Rates as of October 2026. Check each provider's pricing page.
- Payment processing is provided by Stripe, whose published rates are: 2.9% + $0.30 on cards; 0.8% capped at $5 on bank payments.
- PayPal invoicing: 3.49% + $0.49 on cards; 3.49% + $0.49 on bank payments.
- QuickBooks Payments: 2.99% on cards; 1% on bank payments; $38 a month for the software.
- Stripe + Stripe Invoicing: 2.9% + $0.30 on cards; 0.8%, capped at $5 on bank payments; 0.4% invoice fee.
- Grover Work: totals shown include processing and platform costs. Full fee terms are shared when you sign up. Partner pricing is custom.
PayPal, QuickBooks and Stripe are trademarks of their respective owners. Grover Work is not affiliated with or endorsed by them.